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The Federal
Long Term Care Insurance Program
The Federal Long Term Care Insurance Program (FLTCIP) was created by the
Long-Term Care Security Act of 2000.
This legislation, which was signed into
law by President Clinton in September
2000 (Public Law 106-265), provided the
framework for the establishment of a
private LTCI plan for federal and postal
employees and annuitants, active and
retired members of the uniformed
services, spouses and other qualified
relatives. The legislation, which
enjoyed bipartisan support, authorized
the creation of a voluntary federal
group LTCI program on a competitive
basis. It also authorized the U.S.
Office of Personnel Management (OPM) to
serve as sponsor, contracting agency and
regulator.
OPM then held a
competitive bidding process, and on
December 19, 2001, announced that they
had selected a consortium formed by John Hancock Life Insurance Company (John
Hancock) and Metropolitan Life Insurance Company (MetLife) to offer the
insurance under the program. John
Hancock and MetLife in turn formed Long
Term Care Partners, LLC, a new company
dedicated to administering the FLTCIP.
BENEFEDS
In the fall of 2005, OPM asked
Long Term Care Partners to develop BENEFEDS, a secure, web-based portal enabling Federal Family members to enroll in and manage their new FEDVIP
(Federal Employees Dental and Vision
Insurance Program) coverage. The BENEFEDS
portal launched on
November 13, 2006.
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